Stock Portfolio Loans Can Be a Great Option

While the global recession appears to be behind us, many traditional lenders are still forced to act conservatively when it comes to lending money. This is particularly true when it comes to providing personal loans to individuals or small businesses. In fact, getting a personal loan if you do not have perfect credit or a sizable income can be almost impossible. However, if you have a stock or other equity portfolio, you could still get financing from an alternative financing provider, such as Equities First.

Equities First is a global provider of personal loans that are secured by stocks, bonds, or other liquid securities. The company has been providing these types of loans for over 10 years and has become an international leader in terms of volume when it comes to providing stop secured loan to consumers and small businesses. The company is well known for providing loans with affordable rate and fee structures, for being very patient, and for being very customer friendly.

There are several situations when a borrower would benefit from taking out a stock secured loan. One situation would be when selling stock would create a tax or an estate tax liability. Depending on where you live and how long do you own the stock, you could suffer a significant financial tax liability if you sell. In many cases, it could be far more beneficial to wait a few years to sell and instead take out a loan that is secured by your stock portfolio.

Another situation when it would make sense to take out a stocks secured loan would be if you have an investment strategy that prefers that you hold the stock for a longer period of time. If you have stock in a company that is poised for growth it would make sense to continue to hold the stock it instead liquidate your equity by taking out a loan. In many cases, it would be financially beneficial to take out a loan as opposed to selling the stock.

Equities First UK Growth

There are a lot of people today who need financial help, even if they have a substantial amount of assets. Over the long term, there are a lot of financial hardships that never get noticed in the UK from wealthy people. Many people have all of their wealth tied up in assets that are not liquid. This means that their wealth is not easy to convert to cash. If you want to invest for the future, there are plenty of ways to accomplish those goals. Working with Equities First is a great first step in that process.

Equities First

From the time the company was started, Equities First has been interested in adding value to customers. If you want to take your life to the next level, working with this company is a great way to go. They specialize in helping people who have a high net worth and are able to provide an infusion of cash. If you want to take your finances to new heights, you should be able to accomplish that with their help. The reason this company is so successful is that they think of the customer first. If you want to work with a company that truly cares about you future, this is the way to go.

Final Thoughts

Overall, Equities First is a great company to work with. Not only do they care about their customers in a variety of ways, but they also want to help their customers get to new levels financially. All of the people who have worked with them have good things to say. Not only can they get you out of a financial pinch, but they can also help you with your thought process in a variety of areas about money. Although they have a lot of experience in the field, they can offer advice where it is easy for you to digest and take in to apply to your life.